Fractional CFO Services
You have accurate books. Now put them to work. LEM's fractional CFO service gives small and mid-sized businesses the forecasting, budgeting, and planning of an experienced CFO, without the cost of a full-time hire.
The Natural Next Step
Since 2005, LEM has kept business owners' books clean and current. Our CFO service builds on that foundation. We already know how your numbers are put together, so we can move straight to what they mean and what to do next.
01 · Record
What happened. Transactions entered, accounts reconciled, books closed on time.
02 · Review
Why it happened. Trends, margins, and variances explained in plain language.
03 · Plan
What happens next. Forecasts, budgets, and a plan you can act on with confidence.
What's Included
Every engagement is built around your business. These are the areas we most often cover. Your package includes the ones that matter to you.
See cash shortfalls coming months ahead, not the week payroll is due.
An annual budget you'll actually use, tracked against real results.
The few numbers that matter most, reviewed with you every month.
Know which customers, jobs, and products actually make you money.
Financial input on the big decisions: growth, hiring, a new location, or a sale.
How It Works
We talk through your goals, your pain points, and what you need your numbers to do for you.
We review your books, reporting, and cash position to find what's working and where the gaps are.
You receive a prioritized plan and an engagement scope built around it. Nothing is templated.
Regular CFO meetings, by phone, by video, or at our Chesterfield office, keep the plan on track as your business grows.
Engagement Options
Start where it makes sense today and scale up as your needs grow. Every engagement is scoped to your business, and we'll quote it after the free consultation.
For owners who want a quarterly strategic check-in.
For growing businesses that need a hands-on financial leader.
Why LEM
Most fractional CFOs start by cleaning up the books. With LEM, the team that keeps your books and the person advising on strategy work together.
Bookkeeping, payroll coordination, and CFO planning from the same people, so nothing gets lost between them.
Budgets, forecasts, and reports use the same accounting data you already have, so they don't go stale.
Our technology team can connect your tools and automate recurring reports, so the numbers arrive faster.
A Chesterfield, MO firm serving businesses nationwide, with people who know your name.
Your CPA handles your income tax return. Your CFO looks ahead to cash, budgets, and growth. We coordinate with your CPA and don't replace them.
LEM bookkeeping clients get the smoothest start. If your books are kept elsewhere, we begin with a review to confirm the numbers are reliable before planning on them.
Schedule a free consultation. We'll look at where your business is today and tell you honestly whether CFO services make sense.